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FAQ

Here you can find some frequently asked questions about obtaining a loan from us:

What is a payday loan?

Payday loans are short-term loans for varying amounts between £100 and £2,000. These short-term loans are for people in need of a small amount of money and can often be arranged the same day, they must be repaid within 30 days, unless an alternative arrangement is made directly with the lender or broker.

How do these loans work?

The online application is straight forward and if you are approved by one of our lenders or brokers you will need to electronically sign the forms, In some instances, the money can be directly deposited into your bank account the same day.

What do I need to apply for a payday loan?

All you need to apply for one of these loans is a steady form of employment and an active bank account.

Does my credit history matter?

Our panel of lenders and brokers cater for all credit histories and some may be able to help you if you have poor credit.

What are the charges involved with your loan service?

The loan application process is completely transparent and there are no hidden fees. You will only be charged the interest rate detailed during the application process. However, if you miss a payment or are unable to make your payment on time, a late charge may be applied.

How do I receive my money?

If your application is accepted by one of our lenders or brokers, the funds will be directly deposited into your bank account, in some instances, in as little as one hour after your application has been submitted, and processed

How quickly can I receive my money?

Typically, your application will be processed in under two minutes. If you submit your application during normal business hours Monday-Friday and you are accepted by one of our lenders or brokers, you will usually receive your funds the same business day, and sometimes you will receive your money in only an hour or two. If you are accepted on Saturday or Sunday, you are more likely to receive your funds no later than Monday.

What hours is your loan service available?

Our friendly and helpful loan application service is operated online, allowing us to receive and process applications 24 hours a day, every day of the week. However, those who submit applications, and are accepted by one of our lenders or brokers, over the weekend may not receive their funds the same day. This is simply due to restricted banking hours, not our service.

Is my personal and financial information safe?

Our website uses 128-bit SSL encryption technology and follows all of the standard industry protocols to provide you with a safe and secure lending application environment. Therefore, you can rest assured that your information will be safely transmitted and stored on our secure servers.

Are you a lender?

No, we are a licensed credit broker. We work with a panel of over 20 lenders and brokers to try and find you the best deal in the market you are eligible for.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Representative example: £400 borrowed for 30 days.
Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% (variable). Representative 728.9% APR.